How to Move Abroad with No Money (Step-by-Step Guide)

Introduction

Dreaming of living abroad but worried about your bank balance? You’re not alone. Many aspiring globetrotters think moving overseas requires a fat savings account, but that’s simply not true. In fact, thousands of people have successfully relocated on a shoestring budget by being strategic, resourceful, and open to new experiences. Whether you’re a student, a remote worker, or just someone craving a new adventure, this guide will show you how to move abroad with little to no money.


1. Choose a Budget-Friendly Destination

Not all countries are created equal when it comes to cost of living. If you’re moving with limited funds, prioritize places where your dollar stretches further. According to World Population Review, the cheapest countries to live in for 2025 include:

  • India – Average monthly cost: $441
  • Nepal – $392
  • Pakistan – $357
  • Bangladesh – $423
  • Tunisia – $452

These countries offer rich culture, decent infrastructure, and vibrant communities—all without breaking the bank. Living in a low-cost country means you can get settled faster and focus on establishing income streams once you’re there.


2. Join Work Exchange Programs

One of the most effective ways to live abroad for free is through work exchange platforms like:

  • Workaway
  • Worldpackers
  • HelpX

These sites connect travelers with hosts looking for help—everything from farming to hostel reception—in exchange for free lodging and sometimes meals. For example, many travelers have stayed in places like Thailand, Portugal, or Costa Rica without spending a dime on rent by volunteering a few hours a day.

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3. Teach English Abroad

English teachers are in demand globally, especially in Asia and the Middle East. Some programs even offer free housing, flight reimbursement, and competitive salaries.

  • South Korea – The EPIK program
  • Japan – JET Program
  • Vietnam & Thailand – High demand for private tutors

You don’t always need a teaching degree—often, a TEFL certificate is enough. Many providers offer online TEFL courses with job placement assistance.

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4. Become an Au Pair

If you love kids, working as an au pair is an ideal solution. You’ll live with a host family, help with childcare, and receive free housing, meals, and a monthly stipend. Countries like France, Germany, and Australia offer legal au pair programs that even assist with visas.

Websites to find au pair jobs:

  • AuPairWorld
  • GreatAuPair

5. Start Freelancing or Remote Work

Thanks to the digital economy, you can earn money online while living anywhere. Start freelancing in skills like:

  • Writing
  • Graphic design
  • Virtual assistance
  • Social media management

Popular freelancing platforms:

  • Fiverr
  • Upwork
  • Freelancer
  • FlexJobs (good for remote jobs with trusted employers)

If you can secure a remote job before leaving, you’ll have a reliable income to support your move.

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6. Apply for Working Holiday Visas

If you’re between 18 and 35 (depending on the country), working holiday visas allow you to live and work abroad legally for a year or more.

Top destinations:

  • Australia
  • New Zealand
  • Canada
  • Ireland

Working holiday jobs include hospitality, farm work, retail, or tourism—all great for earning income while exploring a new country.


7. Try House Sitting or Pet Sitting

House sitting lets you stay in someone’s home for free while they’re away. Platforms like:

  • TrustedHousesitters
  • Nomador

connect you with homeowners around the world. It’s perfect for long-term travel with almost zero accommodation costs. Pet lovers are especially in demand.

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8. Study Abroad for Free or on Scholarship

Some countries offer low-cost or even tuition-free education to international students, such as:

  • Germany
  • Norway
  • Finland

Apply for scholarships or government-funded programs. Studying abroad can also be a gateway to permanent residency or job opportunities in your host country.


9. Use Budget Travel Hacks

Before you go, reduce your travel expenses:

  • Use flight comparison tools like Skyscanner or Google Flights
  • Travel during off-peak seasons
  • Use credit card points or sign-up bonuses for flights

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10. Sell, Save, and Plan

Even moving with no money doesn’t mean zero preparation. Sell items you don’t need, freelance locally, or take up a side hustle to save a small emergency fund before your trip. The more you plan, the less stressful your transition abroad will be.

Create a relocation checklist to stay organized:

  • Passport/visa requirements
  • Emergency contacts
  • Backup funds (via Wise, PayPal, etc.)
  • Health insurance (e.g., SafetyWing or WorldNomads)

Conclusion

Moving abroad with little to no money isn’t a fantasy—it’s a challenge that thousands have overcome. From teaching English to house sitting, the world is full of opportunities for those willing to think creatively and take bold steps. Use the strategies above to make your dream of living abroad a reality, even if your bank account says otherwise.

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